SWIFT · ISO 20022 · RTGS · AML · Blockchain

Your bank is unique.
Your payment solution
should be built that way.

Most vendors sell you a product and ask your bank to fit around it. We start with your infrastructure, your flows, your regulatory mandate. Then we build exactly what you need. Nothing more. Nothing less.

SWIFT Certified
ISO 20022 Ready
SOC 2 Type II
Blockchain Enabled
Common client scenario
"We process 120,000 cross-border payments daily. We need MT→MX migration, real-time sanctions screening, and 10-year archival, all integrated into our Flexcube core. Every vendor quoted us 18 months."
ISO 20022 Migration Sanctions Screening Archival Core Banking Integration
MT→MX field mapping with parallel coexistence in 8 weeks
Sub-50ms OFAC/UN/EU sanctions screening, live in 6 weeks
10-year tamper-proof archival with Flexcube adapter
Full delivery: 22 weeks. Not 18 months.
LIVE SWIFT MT Message Sunset: coexistence period ending. Your MX migration must be production-ready now. · MANDATE SWIFT CSP 2025 Assessment due. Non-compliance risks SWIFT connectivity suspension. · EU DORA regulation in force: payment systems must prove operational resilience. · GLOBAL FATF recommendations pushing real-time AML screening across all payment rails. · LIVE SWIFT MT Message Sunset: coexistence period ending. Your MX migration must be production-ready now. · MANDATE SWIFT CSP 2025 Assessment due. Non-compliance risks SWIFT connectivity suspension. · EU DORA regulation in force: payment systems must prove operational resilience. · GLOBAL FATF recommendations pushing real-time AML screening across all payment rails.
Sound Familiar?

These are the conversations we have every week.

If any of these describe your situation, you're in the right place. These are the exact problems NXD was built to solve.

"
"We signed with a tier-1 vendor for our ISO 20022 migration. Fourteen months later, we're still configuring. Go-live keeps slipping."
Off-the-shelf products aren't designed for your message flows, your core banking system, or your correspondent network. Fitting a generic product to a specific bank takes years and often never quite works.
HoP
Head of Payments · Commercial Bank
Get a faster path
"
"The regulator gave us 90 days to implement real-time sanctions screening. Every vendor I called quoted 6–12 months and a budget we don't have."
Regulatory deadlines don't flex for slow vendors. When compliance is urgent, you need a team that can scope, build, and deploy in weeks, with a solution that is production-ready from day one.
CCO
Chief Compliance Officer · Regional Bank
See how fast we can go
"
"Our payment architecture is non-standard. Every vendor tells us to 'adapt our processes to the product'. We need something built around us."
No two banks are alike. Your RTGS connectivity, your correspondent relationships, your internal workflows are uniquely yours. The right solution is built around your reality, not sold from a catalogue.
CTO
Chief Technology Officer · Central Bank
Discuss your requirement
Why NXD

We're not another product vendor.
We're a solution builder.

The market has established players who all share the same weakness: generic products that expect your bank to adapt to them. Here's how NXD is different.

Capability
Typical vendors
NXD Enterprise
Solution approach
Product-first, fit your bank to it
✓ Built around your infrastructure
Upfront estimation
Discovery call required, months to quote
✓ Instant online estimate, transparent
Custom integration
Extra cost, separate engagement
✓ Included, we own the full stack
Delivery speed
12–24 months typical
✓ 6–20 weeks for most engagements
Bespoke requirements
Out of scope or "future roadmap"
✓ Core competency, not exception
Pricing transparency
Hidden until late in sales cycle
✓ Indicative range from day one
IP ownership
Vendor-owned, licence dependency
✓ Client owns all config & customisation

Built for your bank, not a generic one

Every bank runs different core systems, different message flows, different regulatory mandates. We start with yours, not a template, and engineer the exact fit.

Weeks, not years

Where enterprise vendors run 12–18 month implementation programmes, we deploy in focused sprints. Most clients are live within 6–20 weeks of project start.

Transparent from the first conversation

No 3-month discovery before you see a number. Our requirement analyser gives you a real effort and cost range before you've spoken to anyone.

Domain experts who speak your language

Our team comes from SWIFT operations, compliance, and payment infrastructure. We know what MT103 field 72 means, and why it matters for your regulatory reporting.

Solutions

What challenge are you solving?

We don't lead with products. We lead with your problem. Select the challenge that fits and we'll show you exactly how we address it.

The pressure you're under

SWIFT's MT sunset is not a future event. It's now. Banks still running legacy MT messages face payment failures, correspondent rejections, and regulatory exposure. A migration that "mostly works" isn't enough.

MT → ISO 20022 MX Migration, Done Right

We've delivered end-to-end MT→MX migrations for banks processing up to 500,000 payments daily. Our approach covers field mapping, enrichment, parallel coexistence, SWIFT gpi continuity, and downstream system impact, not just the message transform.

What you actually get

MT103/202/199/910 to pacs.008/009/028/camt.054 with full field mapping and enrichment rules for missing MX fields
Parallel run support: MT and MX processed simultaneously during your cutover period with no payment risk
SWIFT gpi tracking continuity with UETR preservation across the migration
Downstream adapter for your core banking system (Temenos, Flexcube, Finacle, or custom)
What we build for this
Message Interface
MT/MX parsing, field mapping, schema validation, routing
Core
Archival Vault
MT & MX parallel archive during coexistence period
Advised
Payment Workflow
Orchestrate dual-rail processing during cutover
Advised
Typical delivery: 10–18 weeks depending on message volume and core banking integration complexity.
The pressure you're under

One sanctions miss can trigger a regulatory fine that exceeds your entire annual compliance budget. Batch screening is no longer enough. Regulators expect real-time, every payment, every time.

Real-Time AML and Sanctions with Zero Compromise

We build compliance screening that runs at payment speed, not batch speed. Sub-50ms sanctions checks. ML-driven AML scoring. Automated SAR/STR generation. All calibrated to your payment volume and risk appetite.

What you actually get

Sub-50ms OFAC, UN, EU and local list screening with fuzzy and phonetic matching, no payment delay
ML-based AML transaction scoring calibrated to your portfolio, producing far fewer false positives than rule-only engines
Configurable hold, escalation, release, and reject workflows so your compliance team owns the rules
Automated SAR/STR generation and regulatory reporting with full audit trail
What we build for this
Sanction Screening
<50ms OFAC/UN/EU screening, auto-hold & escalation
Core
Anti Money Laundering
ML scoring, typology rules, SAR/STR automation
Core
RBAC
Maker-checker approvals for compliance case management
Advised
Typical delivery: Sanctions screening live in 5–8 weeks. Full AML suite 10–16 weeks.
The pressure you're under

Regulators in virtually every jurisdiction require long-term, tamper-proof retention of payment messages. Your legacy archive may be queryable, but is it legally defensible? Can it produce records in 4 hours for a court order?

Regulatory-Grade Message Archival

We build immutable, fully queryable archives that satisfy RBI, HKMA, ECB, and custom regulatory mandates. Legal discovery, regulatory hold, and GDPR-compliant purge are all built in, not bolted on.

What you actually get

Immutable storage with cryptographic audit chain, tamper-proof for regulatory and legal purposes
Full-text and field-level query across billions of archived records with sub-second response
Regulatory hold, legal discovery export, and GDPR-compliant purge workflows
Multi-jurisdiction retention policies configurable by message type, currency, and counterparty
What we build for this
Archival Vault
Immutable SWIFT MT/MX & payment record storage
Core
Message Interface
Ingest, normalise, route messages into the vault
Advised
Typical delivery: 8–14 weeks. Historical backfill adds 2–4 weeks.
The pressure you're under

Manual exception handling, fragmented custom scripts, and no unified view across payment rails are silently destroying your STP rates and your team's bandwidth. The fix shouldn't require rebuilding your core banking system.

Unified Payment Workflow & STP Engine

We build a visual, no-code orchestration layer that sits across your RTGS, Instant, SWIFT gpi, and SEPA rails. Configure STP rules through a browser. Manage exceptions with a repair UI. No more scripts, no more surprises.

What you actually get

Visual no-code workflow designer so your ops team configures STP rules without raising IT tickets
Unified exception queue with repair UI, escalation rules, and maker-checker approvals
Real-time dashboard across RTGS, Instant, SEPA, and SWIFT gpi in a single pane of glass
Intelligent routing to auto-select the best rail based on value, currency, counterparty, and time
What we build for this
Payment Workflow
Visual STP engine for all payment rails
Core
RBAC
4-eyes, maker-checker on high-value payments
Core
Message Interface
Transform & route across rails and counterparties
Advised
Typical delivery: 10–18 weeks depending on rail count and CBS integration.
The pressure you're under

Maintaining your own SWIFT Alliance infrastructure is expensive, resource-heavy, and a constant compliance burden. SWIFT CSP assessments, hardware upgrades, and staffing costs compound every year.

SWIFT Connectivity and CSP Compliance Without the Overhead

We deliver SWIFT connectivity and full CSP compliance readiness as part of a managed, integrated solution. Whether you need bureau connectivity, direct SWIFT access, or CSP assessment support, we build it around your infrastructure, not a generic bureau model.

What you actually get

SWIFT connectivity via Alliance Lite2, Alliance Access, or bureau, configured to fit your model
SWIFT CSP Independent Assessment support including gap analysis, remediation, and evidence package
MT/MX message handling with full validation and acknowledgement tracking
SWIFT gpi implementation for real-time payment tracking across your correspondent chain
What we deliver
SWIFT Connectivity Setup
Alliance Lite2/Access, bureau, or hybrid, configured for your model
Core
CSP Assessment & Remediation
Gap analysis, evidence package, independent assessment support
Core
SWIFT gpi Implementation
End-to-end payment tracking with UETR and SLA monitoring
Advised
CSP assessment support: 3–6 weeks. Full connectivity setup: 6–12 weeks.
The pressure you're under

Central banks and financial institutions are exploring CBDCs, tokenised assets, and DLT settlement. But bridging blockchain with existing SWIFT/RTGS infrastructure while staying compliant requires expertise most vendors simply don't have.

Blockchain & DLT Payment Integration

We bridge traditional payment rails with blockchain networks including Hyperledger Fabric, Corda, and EVM-compatible chains. On-chain compliance hooks, full audit trail continuity, and CBDC-readiness built into the architecture from day one.

What you actually get

Protocol bridge between SWIFT/RTGS and on-chain settlement, with no rip-and-replace of existing infrastructure
On-chain sanctions screening hooks so compliance doesn't stop at the chain boundary
Full audit trail across on-chain and off-chain legs in a single regulatory view
CBDC integration design, having worked with central bank frameworks across Asia and the Middle East
What we build for this
Blockchain Bridge
Hyperledger Fabric · Corda · EVM-compatible chains
Bespoke
Payment Workflow
On-chain trigger & settlement orchestration
Core
Sanction Screening
Wallet & counterparty screening at chain boundary
Advised
Blockchain projects start with a paid 2-week architecture design sprint before full delivery estimate.
How to Work With NXD

Our products are already built.
You choose how to deploy them.

Think of our products like a fully constructed, wired, and tested house. The structure is proven and ready. You decide whether you move in yourself, have us fit it out end-to-end, or simply bring in our specialists to work alongside your team.

Pre-built. Production-tested. Plug and play.

NXD's products are not projects to build software from scratch. They are fully developed, field-tested systems deployed at banks and financial institutions today. What you're licensing is a working product. We configure it to your requirements, integrate it with your infrastructure, and deploy it. We give you the house. You fill the furniture.

Production-ready code Bank-tested at scale Configures to your requirements Deploys in weeks, not years You own the deployment
Model 01

Product Licence

"You own the deployment. We own the product."
Licensed, production-ready product
Full documentation & configuration guides
Product updates, patches & releases
Principal support, SLA-backed and NXD-owned
1 month mandatory go-live support included
Infrastructure provisioning
Deployment & installation
Integration with your internal systems
Day-to-day operations
Best for Banks and FIs with strong in-house SWIFT/payment technical teams who want proven software without a full outsourced delivery. You control the timeline and environment.
Model 03

Resource Augmentation

"Our people. Your team. Your direction."
SWIFT Operations Specialists (Alliance, gpi, MX)
ISO 20022 / MT Migration Engineers
AML & Compliance Application Support
Payment Infrastructure Developers
Application Support Analysts (L2/L3)
Time-based: monthly or quarterly contracts
On-site, remote, or hybrid placement
Flexible to scale up or down as needed
Work under your management & processes
Best for Banks with delivery capability but needing specialist SWIFT, ISO 20022, AML, or payment skills they don't have in-house. NXD people work as part of your team.
Support

Every engagement includes support. Your terms, your choice.

Go-Live Hypercare
30 days of dedicated, hands-on support immediately after production deployment. NXD engineers are on-call for incidents, tuning, and user queries. Mandatory and included in all Managed Implementation engagements.
Included in Model 02
Annual Maintenance & Support
Ongoing product support beyond hypercare. Covers incident management (L1–L3), product patch updates, minor enhancements, and SLA-backed response times. Available for all models as a separate annual contract.
Separate AMC
Principal Support (Product Licence)
NXD acts as the principal support owner for the product. Your team manages operations; NXD resolves product-level issues, supplies patches, and answers configuration questions. Standard with Model 01 (Product Licence).
Included in Model 01
6wk
Fastest live deployment
Sanctions screening, production-ready, from project start to go-live
100%
Custom-fit delivery
Every engagement is built around your infrastructure, not a template
<50ms
Sanctions screening latency
Payment-speed compliance with no STP degradation at any volume
Day 1
Pricing transparency
Indicative cost range before you speak to anyone, no discovery tax
Requirement Analyser

Describe it. Get an estimate.
No discovery tax.

Write your requirement as you'd brief a solution architect. We map it to components, calculate effort, and flag the risks before you've spoken to anyone at NXD.

Start from a scenario or write your own:
MT→MX with parallel run Real-time sanctions at scale 10-year regulatory archival STP + exception management SWIFT CSP + gpi Blockchain × SWIFT bridge

Describe your requirement and click Analyse & Estimate to receive a solution mapping, effort range, and key risk flags instantly.

Requirement Understood
Recommended Components
Effort & Cost Range
Recommended Next Step
Proposal Builder

Get a tailored proposal draft, right now.

Fill in your context. We generate a professional proposal outline you can share internally or use as the starting point for a formal NXD engagement.

ISO 20022 Migration Sanctions Screening AML Message Archival Payment Workflow RBAC SWIFT Connectivity / CSP Blockchain / DLT Custom / Bespoke

Fill in the form and generate a proposal draft, ready to share with your team or use as a brief for a formal NXD scoping session.

Proposal Draft · Confidential

Prepared by NXD Enterprise

Executive Summary

Solution Scope

    Delivery Approach

    Indicative Investment

    Why NXD Enterprise

    • Built for your infrastructure, not a generic product catalogue
    • SWIFT Certified with deep ISO 20022 migration and AML expertise
    • Transparent estimation with no 3-month discovery before you see a number
    • Weeks to delivery, not years, through focused sprints and defined milestones
    • Client owns all IP with no licence lock-in and no vendor dependency

    Recommended Next Steps

    • 60-minute technical discovery call with NXD solution architects
    • Live demo tailored to your specific use case and infrastructure
    • Detailed scoping workshop, on-site or remote
    Book a Demo

    See it running against your use case.

    Not a generic slide deck. Tell us what to cover and our team prepares a live walkthrough built around your payment scenario.

    Available time slots (GMT+8 SGT)
    09:00 AM
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    12:00 PM
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    03:00 PM
    04:00 PM
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    06:00 PM

    Your Details

    Demo Confirmed
    SWIFT World

    What's moving the industry.

    Live news from the world of SWIFT, ISO 20022, AML, sanctions, and payments regulation, updated daily.

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    Leadership

    The people behind NxD.

    Strong governance, deep domain expertise, and a shared commitment to building payment and compliance infrastructure that financial institutions can trust.

    E
    Chief Executive Officer
    Ethan

    Leads Next Dimension Enterprise with a vision to make financial compliance infrastructure trustworthy, scalable, and accessible for institutions across the globe. Drives strategic direction across all three product hubs and NxD's expansion into 180+ countries.

    Strategy Governance Global Expansion
    Engineering
    A
    Chief Technology Officer
    Aiden

    Platform architect driving NxD's engineering excellence across compliance, payments, and SWIFT connectivity systems. Leads product development and technical strategy across sub-50ms screening engines, ISO 20022 migration architecture and blockchain integration.

    SWIFT ISO 20022 Platform Architecture
    V
    Head of Sales
    Vin K

    Leads global enterprise sales and business development. Champions NxD's mission to expand compliance and payment solutions across financial institutions worldwide, from initial discovery through to signed engagement and successful delivery.

    Enterprise Sales Business Development
    ⚖️
    Integrity
    We do what we say, always. No exceptions across any geography or circumstance.
    🔍
    Transparency
    Open reporting, clear governance, and full accountability to clients and regulators.
    🌿
    Sustainability
    Decisions made for long-term economic development, not short-term gain.
    Custom & Bespoke

    Your requirement doesn't fit a tab above?
    Good. Let's talk.

    Our standard solutions cover most payment and compliance challenges. But some problems are genuinely unique: a local regulatory mandate, a non-standard RTGS protocol, a central bank CBDC framework nobody else has implemented. That is where we work best.

    No commitment required. We'll assess your requirement honestly and tell you if we can't solve it.
    Core Banking Deep Integration
    Custom adapters for Temenos T24, Oracle Flexcube, Finacle, or any proprietary CBS. API layers, data sync, message transformation. We own the full integration stack.
    Central Bank & RTGS Connectivity
    Direct connectivity to RBI RTGS, HKMA CHATS, ECB TARGET2, or any custom central bank settlement system. Bespoke protocol adapters built exactly to spec.
    Market-Specific Compliance
    Country-specific AML typologies, local sanctions lists, regional payment formats, built to your exact regulatory mandate, not a generic global template.
    SWIFT CSP Independent Assessment
    Full CSP gap analysis, remediation roadmap, evidence package compilation, and independent assessment support so your SWIFT connectivity stays intact.
    NXD Solution Advisor
    Available now · Responds instantly
    Hello. I'm NXD's solution advisor, and I know this domain in depth: SWIFT MT/MX, ISO 20022, AML, sanctions, RTGS, blockchain.

    Tell me about your payment or compliance challenge, the real one, not a sanitised version, and I'll give you an honest view on what it takes to solve it.

    What are you working on?
    MT→MX urgent 90-day sanctions Why choose NXD? Engagement models Post go-live support Bespoke need
    1